Chargebacks & Disputes – Recover Credit Card & Crypto Fraud
Dispute unauthorised credit card charges, forex deposit fraud, and crypto payments. 94% success rate. 250,000+ successful recoveries.
The Problem: Card-Not-Present Fraud & Merchant Scams
From forex brokers that vanish after deposits to fake online stores, fraudulent credit card charges are rising. Banks often deny claims without proper representation, leaving victims to absorb the loss.
Regulation E and card network rules give you strong rights – but only if you know how to assert them. We've recovered over $8M in disputed charges by building airtight cases.
94% success rate on chargeback cases
Our Chargeback Process
We handle the entire dispute from start to finish – no technical knowledge required from you.
1. Case Review
We analyze transaction history, merchant terms, and your cardholder rights under Reg E, Visa, Mastercard, and Amex rules.
2. Compile Evidence
Build a comprehensive case including merchant correspondence, transaction records, and regulatory citations.
3. Submit & Escalate
We file the chargeback and follow up with the issuing bank, appealing if necessary.
4. Resolution
Recovered funds returned to you – often within 30–60 days. We don't stop until you're made whole.
Why Choose AI Forensics & Recovery Labs?
- ✓ 250,000+ successful recoveries – including $8M+ in chargebacks
- ✓ Team includes former consumer finance attorneys and bank compliance officers
- ✓ Deep understanding of Visa/Mastercard reason codes and Reg E nuances
- ✓ We handle all communication with your bank – you don't have to lift a finger
- ✓ Contingency fee options available (no recovery, no fee)
Case Study: $340K Forex Broker Fraud
Client lost $340K to an offshore forex broker that refused refunds. Bank denied initial chargeback. Our team built a comprehensive package under Visa's "merchant fraud" reason code, and within 45 days, the full amount was credited back.
Read full case →Regulation E & Card Network Expertise
Chargebacks are governed by complex rules that vary by card network and transaction type. Our experts know exactly which reason code applies and how to present evidence to force a reversal.
- Visa: reason codes 10.4 (Other Fraud), 13.5 (Canceled Recurring), and more
- Mastercard: reason codes 4837 (No Cardholder Authorization), 4840 (Fraudulent Processing)
- Regulation E: unauthorized EFT claims
- Amex & Discover: specialized dispute procedures
Types of Chargebacks We Handle
We specialise in disputing these types of fraudulent transactions.
Visa Credit Card Chargeback
Dispute unauthorised transactions, forex deposits, and merchant fraud under Visa rules.
Crypto Chargeback
Recover funds paid with credit card for crypto purchases that were never delivered or were fraudulent.
Wire Transfer Chargeback
Dispute unauthorised wire transfers and bank payments made with linked credit cards.
Phishing Scam Chargeback
Recover funds lost to phishing attacks where scammers obtained your card details.
Don't Let Fraudsters Keep Your Money
Get a free, confidential chargeback evaluation. Our experts are available 24/7.
Free Consultation →